<p class="MsoNormal" style="margin-bottom: 12.0pt; line-height: normal; mso-outline-level: 1; background: white;"><span style="font-size: 12pt; font-family: arial, helvetica, sans-serif;"><strong><span style="color: #1f2328;">Terms & Conditions</span></strong></span></p>
<p class="MsoNormal" style="margin-bottom: 12.0pt; line-height: normal; background: white;"><span style="font-size: 12pt; font-family: arial, helvetica, sans-serif; color: #1f2328;">These Terms & Conditions apply to you, the User of this Website (including any sub-domains), and KiOhana America LLC, the owner and operator of this website. By using this site, you accept and agree to be legally bound by our terms and conditions. We may change the terms and conditions at any time without notice. Please read these terms and conditions carefully, as they affect your legal rights. Your agreement to comply with and be bound by these terms and conditions is deemed to occur upon your first use of the Website. If you do not agree to be bound by these terms and conditions, you should stop using the Website immediately.</span></p>
<p class="MsoNormal" style="margin-bottom: 12.0pt; line-height: normal; background: white;"><span style="font-size: 12pt; font-family: arial, helvetica, sans-serif; color: #1f2328;">This website is operated by and behalf of</span></p>
<p class="MsoNormal" style="margin-bottom: 12.0pt; line-height: normal; background: white;"><span style="font-size: 12pt; font-family: arial, helvetica, sans-serif;"><strong><span style="color: #1f2328;">BUSINESS NAME</span></strong><span style="color: #1f2328;"><br>KiOhana America LLC</span></span></p>
<p class="MsoNormal" style="line-height: normal; mso-outline-level: 4; background: white; margin: .25in 0in 12.0pt 0in;"><span style="font-size: 12pt; font-family: arial, helvetica, sans-serif;"><strong><span style="color: #1f2328;">Intellectual property and acceptable use</span></strong></span></p>
<p class="MsoNormal" style="margin-bottom: 12.0pt; line-height: normal; background: white;"><span style="font-size: 12pt; font-family: arial, helvetica, sans-serif; color: #1f2328;">The content of the pages of this website is for your general information and use only. It is subject to change without notice.</span></p>
<p class="MsoNormal" style="margin-bottom: 12.0pt; line-height: normal; background: white;"><span style="font-size: 12pt; font-family: arial, helvetica, sans-serif; color: #1f2328;">We may amend these terms from time to time. Every time you wish to use our website, please check these terms to ensure you understand the terms that apply at that time.</span></p>
<p class="MsoNormal" style="margin-bottom: 12.0pt; line-height: normal; background: white;"><span style="font-size: 12pt; font-family: arial, helvetica, sans-serif; color: #1f2328;">Neither we nor any third party provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the information and materials found or offered on this website for any particular purpose. You acknowledge that such information and materials may contain inaccuracies or errors, either from KiOhana America LLC or any of the networked vendors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.</span></p>
<p class="MsoNormal" style="margin-bottom: 12.0pt; line-height: normal; background: white;"><span style="font-size: 12pt; font-family: arial, helvetica, sans-serif; color: #1f2328;">Your use of any information or materials on this website is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services or information available through this website meet your specific requirements.</span></p>
<p class="MsoNormal" style="margin-bottom: 12.0pt; line-height: normal; background: white;"><span style="font-size: 12pt; font-family: arial, helvetica, sans-serif; color: #1f2328;">This website contains material which is owned by or licensed to us. This material includes, but is not limited to, the design, layout, look, appearance and graphics. Reproduction is prohibited other than in accordance with the copyright notice, which forms part of these terms and conditions.</span></p>
<p class="MsoNormal" style="margin-bottom: 12.0pt; line-height: normal; background: white;"><span style="font-size: 12pt; font-family: arial, helvetica, sans-serif; color: #1f2328;">All trademarks reproduced in this website which are not the property of, or licensed to, the operator are acknowledged on the website.</span></p>
<p class="MsoNormal" style="margin-bottom: 12.0pt; line-height: normal; background: white;"><span style="font-size: 12pt; font-family: arial, helvetica, sans-serif; color: #1f2328;">Unauthorized use of this website may give rise to a claim for damages and/or be a criminal offence.</span></p>
<p class="MsoNormal" style="margin-bottom: 12.0pt; line-height: normal; background: white;"><span style="font-size: 12pt; font-family: arial, helvetica, sans-serif; color: #1f2328;">Your use of this website and any dispute arising out of such use of the website is subject to the laws the United States.</span></p>
<p class="MsoNormal" style="line-height: normal; mso-outline-level: 4; background: white; margin: .25in 0in 12.0pt 0in;"><span style="font-size: 12pt; font-family: arial, helvetica, sans-serif;"><strong><span style="color: #1f2328;">User-generated content</span></strong></span></p>
<p class="MsoNormal" style="margin-bottom: 12.0pt; line-height: normal; background: white;"><span style="font-size: 12pt; font-family: arial, helvetica, sans-serif; color: #1f2328;">This website may include information and materials uploaded by other users of the website, including, blogs, bulletin boards and chat rooms. This information and these materials have not been verified or approved by us. The views expressed by other users on our website do not represent our views or values.</span></p>
<p class="MsoNormal" style="line-height: normal; mso-outline-level: 4; background: white; margin: .25in 0in 12.0pt 0in;"><span style="font-size: 12pt; font-family: arial, helvetica, sans-serif;"><strong><span style="color: #1f2328;">Uploading content to our website</span></strong></span></p>
<p class="MsoNormal" style="margin-bottom: 12.0pt; line-height: normal; background: white;"><span style="font-size: 12pt; font-family: arial, helvetica, sans-serif; color: #1f2328;">Whenever you make use of a feature that allows you to upload content to our website, or to contact other users of our website, you must comply with the content standards set out in these terms.</span></p>
<p class="MsoNormal" style="margin-bottom: 12.0pt; line-height: normal; background: white;"><span style="font-size: 12pt; font-family: arial, helvetica, sans-serif; color: #1f2328;">You warrant that any such contribution does comply with those standards, and you will be liable to us and indemnify us for any breach of that warranty. This means you will be responsible for any loss or damage we suffer as a result of your breach of warranty.</span></p>
<p class="MsoNormal" style="margin-bottom: 12.0pt; line-height: normal; background: white;"><span style="font-size: 12pt; font-family: arial, helvetica, sans-serif; color: #1f2328;">We have the right to remove any posting you make on our website if, in our opinion, your post does not comply with the content standards set out in these terms.</span></p>
<p class="MsoNormal" style="margin-bottom: 12.0pt; line-height: normal; background: white;"><span style="font-size: 12pt; font-family: arial, helvetica, sans-serif; color: #1f2328;">You are solely responsible for securing and backing up your content.</span></p>
<p class="MsoNormal" style="line-height: normal; mso-outline-level: 4; background: white; margin: .25in 0in 12.0pt 0in;"><span style="font-size: 12pt; font-family: arial, helvetica, sans-serif;"><strong><span style="color: #1f2328;">Privacy Policy</span></strong></span></p>
<p class="MsoNormal" style="margin-bottom: 12.0pt; line-height: normal; background: white;"><span style="font-size: 12pt; font-family: arial, helvetica, sans-serif; color: #1f2328;">Information collected by <em>KiOhana America LLC</em> from their customers is kept strictly confidential. Any information passed on to third parties such as networked vendors companies, is solely for the completion of your order. <em>KiOhana America LLC</em> will not sell any collected personal information.</span></p>
<p class="MsoNormal" style="margin-bottom: 12.0pt; line-height: normal; background: white;"><span style="font-size: 12pt; font-family: arial, helvetica, sans-serif;"><span style="color: #1f2328;">Use of the Website is also governed by our </span><span style="color: black; mso-color-alt: windowtext;"><a href="../../../privacy-policy"><span style="color: #0969da;">Privacy Policy</span></a></span><span style="color: #1f2328;">.</span></span></p>
<p class="MsoNormal" style="line-height: normal; mso-outline-level: 4; background: white; margin: .25in 0in 12.0pt 0in;"><span style="font-size: 12pt; font-family: arial, helvetica, sans-serif;"><strong><span style="color: #1f2328;">Copyright Notice</span></strong></span></p>
<p class="MsoNormal" style="margin-bottom: 12.0pt; line-height: normal; background: white;"><span style="font-size: 12pt; font-family: arial, helvetica, sans-serif; color: #1f2328;">This website and its content, including the site design and graphics, is copyright of KiOhana America LLC. All rights reserved.</span></p>
<p class="MsoNormal" style="margin-bottom: 12.0pt; line-height: normal; background: white;"><span style="font-size: 12pt; font-family: arial, helvetica, sans-serif; color: #1f2328;">Any other trademarks, company names, product names and/or logos set forth on this web site are the property of their respective owners. Trademarks, brand names, product names and company names of or related to the products appearing on this web site are the property of their respective owners. <em>KiOhana America LLC</em> does not claim to own any of these trademarks nor claim that KiOhana America LLC is related to, endorsed by, or in any other way connected or associated with these companies.</span></p>
<p class="MsoNormal" style="margin-bottom: 12.0pt; line-height: normal; background: white;"><span style="font-size: 12pt; font-family: arial, helvetica, sans-serif; color: #1f2328;">Any redistribution or reproduction of part or all of the contents in any form is prohibited other than the following:</span></p>
<p class="MsoNormal" style="margin-bottom: 12.0pt; line-height: normal; background: white;"><span style="font-size: 12pt; font-family: arial, helvetica, sans-serif; color: #1f2328;">You may print or download to a local hard disk extracts for your personal and non-commercial use only. You may copy the content to individual third parties for their personal use, but only if you acknowledge the website as the source of the material.</span></p>
<p class="MsoNormal" style="margin-bottom: 12.0pt; line-height: normal; background: white;"><span style="font-size: 12pt; font-family: arial, helvetica, sans-serif; color: #1f2328;">You may not, except with our express written permission, distribute or commercially exploit the content. Nor may you transmit it or store it in any other website or other form of electronic retrieval system.</span></p>
<p class="MsoNormal" style="line-height: normal; mso-outline-level: 4; background: white; margin: .25in 0in 12.0pt 0in;"><span style="font-size: 12pt; font-family: arial, helvetica, sans-serif;"><strong><span style="color: #1f2328;">Disclaimer</span></strong></span></p>
<p class="MsoNormal" style="margin-bottom: 12.0pt; line-height: normal; background: white;"><span style="font-size: 12pt; font-family: arial, helvetica, sans-serif; color: #1f2328;">The information contained in this website is for general information purposes only. The information is provided by KiOhana America LLC and whilst we endeavor to keep the information up-to-date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk.</span></p>
<p class="MsoNormal" style="margin-bottom: 12.0pt; line-height: normal; background: white;"><span style="font-size: 12pt; font-family: arial, helvetica, sans-serif; color: #1f2328;">In no event will we be liable for any loss or damage including, without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of or in connection with the use of this website. We do not guarantee that our site will be secure or free from bugs or viruses. You are responsible for configuring your information technology, computer programs and platforms to access our site. You should use your own virus protection software.</span></p>
<p class="MsoNormal" style="margin-bottom: 12.0pt; line-height: normal; background: white;"><span style="font-size: 12pt; font-family: arial, helvetica, sans-serif; color: #1f2328;">Through this website you can link to other websites which are not under the control of KiOhana America LLC. We have no control over the nature, content and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them.</span></p>
<p class="MsoNormal" style="margin-bottom: 12.0pt; line-height: normal; background: white;"><span style="font-size: 12pt; font-family: arial, helvetica, sans-serif; color: #1f2328;">Every effort is made to keep the website up and running smoothly. However, <em>Business Name</em> takes no responsibility for and will not be liable for the website being temporarily unavailable due to technical issues beyond our control.</span></p>
<p class="MsoNormal" style="margin-bottom: 12.0pt; line-height: normal; background: white;"><span style="font-size: 12pt; font-family: arial, helvetica, sans-serif; color: #1f2328;">You are responsible for ensuring that all people who access our website through your internet connection are aware of these terms of use and other applicable terms and conditions, and that they comply with them.</span></p>
<p class="MsoNormal" style="line-height: normal; mso-outline-level: 4; background: white; margin: .25in 0in 12.0pt 0in;"><span style="font-size: 12pt; font-family: arial, helvetica, sans-serif;"><strong><span style="color: #1f2328;">Pricing</span></strong></span></p>
<p class="MsoNormal" style="margin-bottom: 12.0pt; line-height: normal; background: white;"><span style="font-size: 12pt; font-family: arial, helvetica, sans-serif; color: #1f2328;">All prices are displayed in USD will include appropriate Taxes by each network vendor according to their location tax requirements. Prices may be subject to change without notice. All prices are correct at the time of purchase and are confirmed with an order confirmation email.</span></p>
<p class="MsoNormal" style="line-height: normal; mso-outline-level: 4; background: white; margin: .25in 0in 12.0pt 0in;"><span style="font-size: 12pt; font-family: arial, helvetica, sans-serif;"><strong><span style="color: #1f2328;">Product Availability</span></strong></span></p>
<p class="MsoNormal" style="margin-bottom: 12.0pt; line-height: normal; background: white;"><span style="font-size: 12pt; font-family: arial, helvetica, sans-serif; color: #1f2328;">All network vendor orders are subject to product availability. If a product is not available at the time of purchase, you will be notified as soon as possible and offered an alternative product (if available) or a store credit or refund.</span></p>
<p class="MsoNormal" style="line-height: normal; mso-outline-level: 4; background: white; margin: .25in 0in 12.0pt 0in;"><span style="font-size: 12pt; font-family: arial, helvetica, sans-serif;"><strong><span style="color: #1f2328;">Conditions of Sale</span></strong></span></p>
<p class="MsoNormal" style="margin-bottom: 12.0pt; line-height: normal; background: white;"><span style="font-size: 12pt; font-family: arial, helvetica, sans-serif; color: #1f2328;">All orders must be paid for before they are sent. KiOhana America LLC takes no responsibility for goods or services offered by network vendors.</span></p>
<p class="MsoNormal" style="line-height: normal; mso-outline-level: 4; background: white; margin: .25in 0in 12.0pt 0in;"><span style="font-size: 12pt; font-family: arial, helvetica, sans-serif;"><strong><span style="color: #1f2328;">Returns Policy</span></strong></span></p>
<p class="MsoNormal" style="margin-bottom: 12.0pt; line-height: normal; background: white;"><span style="font-size: 12pt; font-family: arial, helvetica, sans-serif; color: #1f2328;">If for any reason you are not satisfied with your purchase, KiOhana America LLC, will address the complaint to the network vendor and attempt to resolve the complaint.<span style="mso-spacerun: yes;"> </span>However, the network vendor is solely responsible to render satisfaction to the customer for all products and services they provided to the customer.<span style="mso-spacerun: yes;"> </span>KiOhana America LLC is not responsible for products or services provided by the network vendor.<span style="mso-spacerun: yes;"> </span></span></p>
<p class="MsoNormal" style="margin-bottom: 12.0pt; line-height: normal; background: white;"><span style="font-size: 12pt; font-family: arial, helvetica, sans-serif; color: #1f2328;">Digital subscription products can be cancelled at any time, after which, your access to our product/service will cease. Digital subscription products are only eligible for refunds within 10 days of the initial subscription start date.</span></p>
<p class="MsoNormal" style="margin-bottom: 12.0pt; line-height: normal; background: white;"><span style="font-size: 12pt; font-family: arial, helvetica, sans-serif; color: #1f2328;">Digital products which are downloadable are not eligible for return. </span></p>
<p class="MsoNormal" style="line-height: normal; mso-outline-level: 4; background: white; margin: .25in 0in 12.0pt 0in;"><span style="font-size: 12pt; font-family: arial, helvetica, sans-serif;"><strong><span style="color: #1f2328;">Replacement of Faulty Items</span></strong></span></p>
<p class="MsoNormal" style="margin-bottom: 12.0pt; line-height: normal; background: white;"><span style="font-size: 12pt; font-family: arial, helvetica, sans-serif; color: #1f2328;">Network vendors are responsible for the replacement of faulty items. KiOhana America LLC is not responsible for faulty or refunds of any products or services provided to the customer by network vendors.</span></p>
<p class="MsoNormal" style="line-height: normal; mso-outline-level: 4; background: white; margin: .25in 0in 12.0pt 0in;"><span style="font-size: 12pt; font-family: arial, helvetica, sans-serif;"><strong><span style="color: #1f2328;">Payment</span></strong></span></p>
<p class="MsoNormal" style="margin-bottom: 12.0pt; line-height: normal; background: white;"><span style="font-size: 12pt; font-family: arial, helvetica, sans-serif;"><em><span style="color: #1f2328;">KiOhana America LLC </span></em><span style="color: #1f2328;">welcomes payment by Pay Pal or credit card, including VISA, Mastercard and American Express. Payment by insurance beneficiary through insurance processing companies or institutions such as banks, loan institutions or other approved payment sources are acceptable.<span style="mso-spacerun: yes;"> </span>Payment must be made at the time of purchase.</span></span></p>
<p class="MsoNormal" style="line-height: normal; mso-outline-level: 4; background: white; margin: .25in 0in 12.0pt 0in;"><span style="font-size: 12pt; font-family: arial, helvetica, sans-serif;"><strong><span style="color: #1f2328;">Acceptance of Order</span></strong></span></p>
<p class="MsoNormal" style="margin-bottom: 12.0pt; line-height: normal; background: white;"><span style="font-size: 12pt; font-family: arial, helvetica, sans-serif;"><em><span style="color: #1f2328;">KiOhana America LLC</span></em><span style="color: #1f2328;"> will send email confirmations of your order once it has been placed on our website.</span></span></p>
<p class="MsoNormal" style="line-height: normal; mso-outline-level: 4; background: white; margin: .25in 0in 12.0pt 0in;"><span style="font-size: 12pt; font-family: arial, helvetica, sans-serif;"><strong><span style="color: #1f2328;">Supply</span></strong></span></p>
<p class="MsoNormal" style="margin-bottom: 12.0pt; line-height: normal; background: white;"><span style="font-size: 12pt; font-family: arial, helvetica, sans-serif;"><em><span style="color: #1f2328;">KiOhana America LLC</span></em><span style="color: #1f2328;"> reserves the right to refuse to supply service to any individual or company for any purpose or reason.</span></span></p>
<p class="MsoNormal" style="line-height: normal; mso-outline-level: 4; background: white; margin: .25in 0in 12.0pt 0in;"><span style="font-size: 12pt; font-family: arial, helvetica, sans-serif;"><strong><span style="color: #1f2328;">Security</span></strong></span></p>
<p class="MsoNormal" style="line-height: normal; background: white;"><span style="font-size: 12pt; font-family: arial, helvetica, sans-serif;"><em><span style="color: #1f2328;">KiOhana America LLC</span></em><span style="color: #1f2328;"> uses Secure Sockets Layer (SSL) technology to ensure that your details are encrypted and securely communicated to us, safe from prying eyes or malicious threats. Secure Sockets Layer (SSL) is a protocol for enabling data encryption on the Internet and for helping web site users confirm the owner of the web site. <span style="mso-spacerun: yes;"> </span></span></span></p>